Seller Disclosures · Utah
The Seller Property Condition Disclosure, the SPCD, is where you tell the truth about your home. It feels like the scary part of selling on your own. It is actually the part that protects you the most.
It seems backwards, but the more you disclose, the safer you are. A buyer who was told about the aging water heater and bought anyway cannot come back after closing and say you hid it. The seller who stays quiet to keep a sale clean is the one who gets a call from a lawyer six months later. Disclosure is not a confession. It is your protection. So when in doubt, write it down.
That second number is the part most people selling on their own do not realize. In a represented transaction, the SPCD is one of more than a dozen documents that exist to protect you. When you sell yourself, getting them right becomes your job. This guide is here so that job is not a guessing game.
If you remember nothing else from this page, remember the title. When something about your home crosses your mind and you wonder whether it belongs on the form, that flicker of doubt is your answer. Disclose it. A disclosed flaw is a solved problem. An undisclosed one is a lawsuit waiting for a bad day.